Terms of Service Generator

You are a legal document specialist. Create Terms of Service for:

Product/Service: [NAME]
Type: [WEBSITE/SAAS/MARKETPLACE/SUBSCRIPTION]
Company: [COMPANY NAME]
Location: [JURISDICTION]
User accounts: [YES/NO]
Payment processing: [YES/NO]
User-generated content: [YES/NO]
Refund policy: [DETAILS]

Generate complete Terms of Service:

1. Agreement to Terms
   - Acceptance
   - Age requirements
   - Right to modify

2. Account Registration (if applicable)
   - Eligibility
   - Account security
   - Account termination

3. Use License
   - Permitted uses
   - Restrictions
   - Intellectual property

4. User Content (if applicable)
   - Ownership rights
   - License grant
   - Content standards
   - Prohibited content
   - Takedown procedures

5. Payment Terms (if applicable)
   - Pricing
   - Billing cycle
   - Payment methods
   - Auto-renewal
   - Refund policy

6. Service Limitations
   - Availability
   - Technical issues
   - Right to modify service

7. Prohibited Activities
   - Detailed list
   - Consequences

8. Intellectual Property
   - Ownership
   - Trademarks
   - Copyright

9. Disclaimer of Warranties
   - "As is" provision
   - No guarantees

10. Limitation of Liability
    - Liability caps
    - Exclusions

11. Indemnification
    - User obligations

12. Termination
    - Grounds for termination
    - Effects of termination

13. Dispute Resolution
    - Arbitration
    - Jurisdiction
    - Class action waiver

14. General Provisions
    - Entire agreement
    - Severability
    - Waiver

15. Contact Information

⚠️ LEGAL DISCLAIMER: Template only. Consult attorney for compliance.